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- Ulster Federal Credit Union Deposit Rates
12-month CD rates can be found at 2.52%, 6-month CD rates at 0.95% and 3-month CD rates at 3.99%. Savings rates are at 0.50% and money market rates are at 4.72%. Mortgage rates on 30-year fixed loans are around 7.26%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates.
Compare Ulster Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ulster Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.
Ulster Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ulster Federal Credit Union? Share your experience about Ulster Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ulster Federal Credit Union.
Overall, Ulster Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.
Rate
APY/APR
vs Avg
12-Month CD
N/A
2.76%
18-Month CD
N/A
2.42%
24-Month CD
N/A
2.35%
36-Month CD
N/A
2.20%
48-Month CD
N/A
2.10%
60-Month CD
N/A
2.23%
Savings
N/A
0.90%
MMA
N/A
1.55%
30-Year Fixed
N/A
7.12%
Credit Card
N/A
14.06%
Personal Loan
N/A
11.27%
MonitorBankRates' Rating
5/5
★★★★★
Review Ulster Federal Credit Union
Compare Ulster Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
Vanguard
24-Month CD brokered
5.40%
$1,000
Banesco USA
6-Month CD
5.20%
$1,500
Westfield Bank, FSB
7-Month CD special
5.01%
$10,000
NexBank
3-Month Promotional Online
4.75%
$25,000
Comerica
9-Month CD special
4.50%
$2,500
Self-Help Credit Union
36-Month CD
4.08%
$500
PSECU
6-Month CD
4.00%
$500
MCT Credit Union
60-Month CD
3.77%
$1,000
Generations Bank
24-Month CD
3.75%
$500
Peoples Bank of Deer Lodge
12-Month CD
3.55%
$100
Lyons Federal Bank
48-Month CD
3.34%
$50,000
Mountain Pacific Bank
3-Month CD
3.25%
$500
F&M State Bank Winterset, IA
24-Month CD Jumbo
3.20%
$100,000
Elizabethton FSB
6-Month CD
3.05%
$1,000
Montgomery Bank
eGold Checking
3.01%
$0
FSB of Golva
6-Month CD
3.00%
$1,000
Milton Savings Bank
48-Month CD
3.00%
$500
Leighton State Bank
60-Month CD
2.52%
$500
First State Bank and Trust
30-Month CD
2.47%
$1,000
Bank of Hartington
24-Month CD
2.37%
$1,000
Leighton State Bank
24-Month CD
2.31%
$500
Warren-Boynton State Bank
24-Month CD
2.31%
$1,000
F&M Bank & Trust
24-Month CD
2.31%
$2,500
Truliant Federal Credit Union
Select Money Market
2.25%
$250,000
New Horizon Bank
60-Month CD
2.02%
$500
NCB North Cambridge Coopertive Bank
24-Month CD
2.00%
$1,000
Seattle Bank
Business Interest Checking
1.90%
$250,000
Walden Savings Bank
36-Month CD
1.65%
$1,000
Stryv Bank
48-Month CD
1.40%
$1,000
Home Bank SB
60-Month CD
1.36%
$500
Adams County Bank
Money Market
1.26%
$1,000
The Bank of Romney
12-Month CD
1.26%
$1,000
Bank of Botetourt
12-Month CD
1.00%
$500
First FSB of Kentucky
60-Month CD
1.00%
$500
FirstOak Bank
48-Month CD
0.95%
$500
United Bank Zebulon, GA
3-Month CD
0.95%
$500
First Community Bank, Xenia-Flora
Now Checking
0.75%
$1,000
Lincoln FSB of Nebraska
12-Month CD
0.75%
$5,000
First State Bank of Beecher City
Savings
0.60%
$100
Magnolia Bank Elizabethtown, KY
24-Month CD
0.60%
$500
Wells River Savings Bank
24-Month CD
0.60%
$200
Fayette Savings Bank, SSB
Savings
0.40%
$100
Bank of Old Monroe
Savings Account
0.40%
$0
First Community Bank of Hillsboro
18-Month CD
0.25%
$1,000
Eastern Bank
18-Month CD Business Select
0.20%
$500
Hometown National Bank
Community Now Checking
0.10%
$200
Evergreen Federal Bank
18-Month CD
0.10%
$1,000
Glen Burnie MSB
Statement Savings
0.05%
$100
First Command Bank
Checking
0.01%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare Ulster Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Wrentham Co-operative Bank
15-Year Fixed
5.870%
5.970%
0.000
Pittsford Federal Credit Union
15 Year Fixed
6.250%
6.278%
0.000
1st Northern California Credit Union
30-Year Fixed
6.250%
6.343%
0.500
Bath State Bank
15-Year Fixed
6.125%
6.355%
1.000
Grow Financial Federal Credit Union
5/1 ARM
5.875%
6.356%
0.000
M&T Bank
15-Year Fixed Jumbo
6.000%
6.397%
2.000
NASA Federal Credit Union
15-Year Fixed
6.250%
6.464%
0.000
Canton Co-operative Bank
30-Year Fixed
6.500%
6.569%
0.000
Y-12 Federal Credit Union
15-Year Fixed
6.375%
6.578%
1.000
First Hope Bank
15-Year Fixed
6.375%
6.600%
0.000
Sandia Area Federal Credit Union
15 Year Fixed
6.375%
6.611%
0.000
DCU Digital Federal Credit Union
30-Year Fixed
6.500%
6.642%
0.000
Metro Credit Union
15 Year Jumbo
6.625%
6.661%
0.000
Farmers State Bank (Marion, IA)
30-Year Fixed
6.625%
6.664%
0.000
U.S. Bank
20-Year Fixed
6.500%
6.695%
0.794
Northwest Community Bank
15-Year Fixed
6.625%
6.766%
0.000
Ukrainian Selfreliance Federal Credit Union
5/5 ARM
6.750%
6.800%
0.000
Spire Credit Union
20 Year Fixed
6.625%
6.801%
0.000
Teachers Federal Credit Union
20-Year Fixed
6.750%
6.810%
0.500
Midwest Liberty Federal Credit Union
15 Year Fixed
6.500%
6.811%
0.000
Methuen Co-operative Bank
15-Year Fixed
6.750%
6.851%
0.000
Good Neighbors Federal Credit Union
15 Year Fixed
6.625%
6.866%
0.000
Abri Credit Union
15-Year Fixed
6.625%
6.870%
0.000
Phoenixville Federal B&T
20-Year Fixed
6.750%
6.886%
0.000
Colonial Federal Savings Bank
30-Year Fixed
6.750%
6.910%
0.000
Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Compare Ulster Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Abbey Credit Union
VISA® Classic
12.960%
Teachers Federal Credit Union
Visa Secured
18.000%
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Northern California Credit Union
Visa Shared Secured
7.900%
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Acipco Federal Credit Union
Visa Credit Card
9.990%
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
1st United Credit Union
Visa Platinum Rewards
14.900%
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points.640-679 rate = 10.80%.600-639 rate = 12.84%.599 and below rate = 18.00%.
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
University First Federal Credit Union
Visa Secure Card
13.740%
Vystar Credit Union
Savings Secured Visa®
18.000%
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.
Compare Ulster Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Hughes Federal Credit Union
Signature Loan
13.450%
$0
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
First Technology Federal Credit Union
Personal Line of Credit Revolving
14.250%
$500 - $25,000
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.
Our apologies, we do not have Ulster Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.
Ulster Federal Credit Union Information
Credit Union Name: Ulster Federal Credit Union
Website: https://www.ulsfedcu.org
Full Time Employees: 28
Part Time Employees: 1
President: Linda Akins
CEO: William Querbes
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
127 Schwenk Dr
Kingston, NY 12401
Phone Number: 845-339-5544
Fax Number: 845-331-0331
Ulster Federal Credit Union Financials
Total Assets:
153,823,758
Total Amount of Shares and Deposits:
150,849,471
Total Shares and Deposits < 1 Year:
147,296,555
Total Shares and Deposits 1 3 Years:
3,496,649
Total Shares and Deposits > 3 Years:
56,267
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,018,240
Total Uninsured Shares and Deposits > $250K (F+J):
5,018,240
Total Insured Shares and Deposits > $250K (item 17 less item K):
145,831,231
Total Interest Expense (Sum of items 6 8):
101,925
Share Certificates:
446
Number of Accounts for Share Drafts:
5,741
IRA KEOGH Accounts:
272
Number of Accounts for Regular Shares:
9,954
Money Market Shares:
420
Net Income (unless the amount is already included in Undivided Earnings):
528,128
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
18,458,979
Total Liabilities:
151,049,551
Show More
Ulster Federal Credit Union Questions and Answers
No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA
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Ulster Federal Credit Union Reviews
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